Posts made in November 2018

Why You Should Choose Our Real Estate Agents

Once you decide to sell your home or buy a house, the next decision you have to make is which real estate company you are going to choose to help you through this journey. Whether you are a first-time home buyer or you are selling a property, the team at Chorey & Associates Realty, Ltd. is here for you every step of the way.

Knowledge of the Area

When it comes to knowing the area, our Realtors are informed on current listings and most of us have lived in the Suffolk area for many years. When you are searching for a home to buy, you want to hire a real estate agent who can help you explore all options within your criteria and budget. We consider ourselves the “Suffolk Specialist” and have extensive knowledge of Suffolk, VA,Land for Sale in Suffolk VA and the surrounding areas, including but not limited to Isle of Wight County, Southampton County, and all of Hampton Roads.

Experience Negotiating

To help you get the best deal on the house of your dreams, our team will use experience and dedication to make sure you get the ideal price and exactly what you want. Every situation is unique, but we do our best to make sure you stay within your budget. When selling a house, we will help you negotiate the price during the sale to ensure you get the asking price or as close to it as possible.

Buying & Selling

From listing your home to looking for land for sale in Suffolk, VA, and the surrounding communities, we look forward to helping you with all of your real estate needs. Our team has the experience you need when it comes to real estate. We are proudly continuing our “Tradition of Excellence”.

Pick up the phone and dial (757) 539-7451 to speak with one of our team members today!

Understanding Different Types of Home Loans

Are you unsure of which type of home loan is right for you and your family? The team at Chorey & Associates Realty, Ltd. wants to help you, so we have listed some of the choices below that will allow you to determine which option may be the ideal choice for your situation.Homes for Sale in Northern Suffolk VA

Fixed-Rate Loans

This is the most common type of mortgage. A fixed-rate home loan is a mortgage loan with an interest rate that remains the same throughout the life of the loan. This guarantees monthly payment stability for as long as you have the loan.

Adjustable-Rate Loans

An adjustable-rate mortgage has an interest rate that can periodically change throughout the life of the loan. This means your monthly payments can increase and decrease from time to time.

FHA Loans

Are you considering an FHA loan to purchase your home? Many first-time homebuyers often choose this option because it requires less of a down payment which is ideal for many young adults.

Now that you are aware of a few home loan options, you can feel more confident about looking for homes for sale in Northern Suffolk, VA, and surrounding areas with our team. Call us at (757) 539-7451 and we can help turn your dreams of home into reality!

Why a Home Inspection is Important

Are you investing in a residential property? Before the deal is finalized and you pay a lot of money for a house, you should have a home inspection completed. There are many advantages to having a skilled professional evaluate your future home before signing the papers, and we have listed a couple of the reasons below.Suffolk Real Estate

Determine Current Value of Home

One of the main reasons people have a house inspected is to determine the overall value of the property. In addition to the size of the lot and the condition of the house, a thorough home inspection can help to determine the true value of a property. A professional inspection can reveal minor and major issues that may not be immediately visible during an initial tour of the property and could prove to be costly repairs.

Locate Minor & Major Issues

During the inspection, a qualified inspector will look at every part of the house trying to locate any issues no matter how small or big. Before buying a home, you want to know that everything is up to code and if there are structural, mechanical, electrical, and possibly other issues that need to be addressed before you move your family into a new home.

Useful in Negotiations

If there are issues with the home, you can use the inspection report when negotiating with the seller for a better price and/or for having certain issues resolved before closing.

Please call our real estate agents at (757) 539-7451 for additional information about Suffolk real estate.