Are you unsure of which type of home loan is right for you and your family? The team at Chorey & Associates Realty, Ltd. wants to help you, so we have listed some of the choices below that will allow you to determine which option may be the ideal choice for your situation.
This is the most common type of mortgage. A fixed-rate home loan is a mortgage loan with an interest rate that remains the same throughout the life of the loan. This guarantees monthly payment stability for as long as you have the loan.
An adjustable-rate mortgage has an interest rate that can periodically change throughout the life of the loan. This means your monthly payments can increase and decrease from time to time.
Are you considering an FHA loan to purchase your home? Many first-time homebuyers often choose this option because it requires less of a down payment which is ideal for many young adults.
Now that you are aware of a few home loan options, you can feel more confident about looking for homes for sale in Northern Suffolk, VA, and surrounding areas with our team. Call us at (757) 539-7451 and we can help turn your dreams of home into reality!
The cold weather is quickly approaching, and we know you are excited for cozy nights at home with your family. However, before you kick back and relax, there are certain things you should do to prepare your home for these upcoming colder months. Take a look at the list below.
Remove Debris from Gutters
From leaves to sticks and dirt, your gutters can fill up quickly especially during the autumn months. You should prioritize cleaning out your gutters and inspect for any problems that may prevent your home drainage system from operating efficiently.
Before using your fireplace, have it professionally cleaned along with the chimney. By doing this early in the autumn months, it will allow a professional to identify and repair any problems before you are ready to use it for the colder months. A clean, well-maintained fireplace and chimney will help keep you and your family cozy while operating safely and efficiently.
Check Doors and Windows
Don’t let the warm air in your home escape through easily repaired broken seals around doors or windows. You should check all windows and doors throughout your home to see if there are any drafts and repair as needed. If you do have warm air escaping, it will cost you additional money throughout the winter. Save money and stay warmer by addressing those problems before it really gets cold.
Connect with our team for additional tips to prepare your home properly or when you are searching for homes for sale in all areas of Suffolk, VA, including Northern Suffolk, VA, and Isle of Wight County, VA. Dial (757) 539-7451 to speak with one of our real estate agents.